Born in Iran, Made In 🇺🇸 Entrepreneur since 10 years old 📚 Author of #1 WSJ Best Seller “Your Next Five Moves” 🌳Lifelong Synergist

It’s me - @MoneySmartGuy Matt Sapaula. I have worked directly with/ Patrick Bet-David for nearly ten years and a key person helping PBD to and through the $300M acquisition of PHP Agency. I am his no 1 income earner with a sales force of over 3,000 and growing, multicultural agents across the country. I am an expert in life insurance strategies as well as in recruitment and leadership development. I host the 7 Figure Squad YT channel w/ over 300k subscribers. I served 8 years on active duty as a United States Marine w/ tours in the Persian Gulf and Somalia, Africa. How I can help you: Ask me about transitioning from employee to entrepreneur, building up your revenue, training your sales team, recruiting and developing leaders that can scale your business, leveraging social media that bring you interested customers…even life insurance strategies that are tax advantaged to legally disinherit Uncle Sam. Let’s play offense!

I am Justin Brock, a leading authority on Medicare and Health Insurance, with a deep commitment to serving both consumers and agents in these markets. As the owner and operator of multiple companies, including Bobby Brock Insurance, I have had the privilege of assisting over 50,000 Medicare and Health Insurance beneficiaries. Our agency's success was recognized nationally when we were ranked on the Inc. 5000's 2023 list as one of the fastest-growing private companies in America. Beyond direct service to beneficiaries, I’ve built a marketing empire focused on empowering agents to scale their businesses. Through hosted events, virtual trainings, and a thriving Facebook community of over 14.700 members, I share my extensive knowledge with those eager to grow in the industry. One of my proudest achievements is the creation of MedicareCon, a premier conference that has grown from 200 attendees in 2020 to 1,276 in 2024. This event has become the top conference for Medicare and Life Insurance agents, driving forward the conversation on the benefits of agents, insurtech platforms, and consumer needs. In addition to my work in the insurance industry, I’m a serial entrepreneur who recently sold my insurance business at a $70,000,000 enterprise value. My journey from a Marine in door-to-door sales to now being a recognized leader in the insurance space has been featured on various platforms. I am passionate about sharing actionable insights and real-life strategies, aiming to inspire and educate others on their entrepreneurial journeys. In an industry crowded with low-value propositions, my team and I strive to offer a refreshing and invaluable perspective, continually pushing the boundaries of what’s possible in Medicare and Health Insurance.

Questions I most often get: What’s it like being married to a man who is ultra competitive and ultra driven? How have I been able to balance being involved in our business and managing home life with four kids? How do you hire a Nanny? How did you attract a man like Patrick Bet-David? Since 2009, I have served as the lead project manager for multiple software solutions our companies have used to operate. I have extensive knowledge in CRM, Integration, & Standard Operating Procedures. I have held securities licenses Series 6, 63, & 26. Active Insurance & Real Estate license with an extensive background in Financial Services since 2002.

Right hand to CEO & Founder Patrick Bet-David. Currently Vice President of Sales and Distribution at PHP Agency, started in 2009 by Patrick with 66 licensed life insurance agents now nearly 50,000 in all 50 states and Puerto Rico. Over the last decade under PBDs mentorship, I’ve gained knowledge and expertise in areas of human nature, conflict resolution, processing issues, and most importantly driving sales. The how to’s of driving sales executives to build and scale their business ranging from $100K to over $40MM+ in annual sales specifically in the 1099 world. 1. Processing issues - human nature. One of the areas most people fall short is in the area of conflict resolution. The faster you can deal and process issues the faster you can move on to scaling your business. 2. Identify the right metrics to drive utilizing initiative campaigns to help drive the right behavior while increasing top line revenue for your business. I.e. compensation structure, bonus programs and creative incentives. 3. How to create trust and build stronger relationships within your sales organization. Separating friendship vs mentorship. This is key team building and driving leaders, always remember the strong the relationship the more you can challenge the person. Looking forward to connecting with you here on Minnect to share ideas, bring value, providing insight to help you grow & scale your business.

I will only do consultations on Minnect, NO Sales! The idea is to help you make informed decisions with an expert on your team. I will help you navigate the difficult process of buying or revising life insurance with no conflicting emotions between revenue and whats best for you. Emphaty will be the name of the game. A little about my self: - 13 years in the industry - Top 1% producer - Over a Billion dollars in protection - 100% independent - Expert on large cases - Expert on foreign families - Expert on complex cases - Very technical

Having spent most of my life moving to new countries, to live, travel, and work, I now specialise in helping others do the same financially. When you move to foreign shores life can get really complicated, often with multiple currencies, investments, and tax offices to worry about. There are a lot of pitfalls to avoid, and often a lot of benefits to take advantage of.   Book in for a chat with me about financial planning, wealth management, expatriating, or anything else I can help with!

Co-founded a PHP Agency in 2009 with Patrick Bet-David. Built a $40MM national business with my husband. I am the author of Multi Million Dollar Power Couple, and teach marriage seminars nationwide. I teach women how to become more feminine to bring out the masculinity in the men around them.

Credentials: IRS Enrolled Agent and Masters In Tax. Income Tax expert with 22 years experience, passed the IRS Enrolled Agent Designation and a licensed life insurance broker for the past 11 years. Main disciplines are in small business owners, start ups, and real estate tax clients . I also advise on many domestic and few international tax questions. I can advise for Limited Liability Companies, S corps, C Corps, Rental Real Estate and Tax strategy, as well as tax efficient strategies.

I have worked directly with and been mentored by Patrick Bet-David for over 13 years. I helped take his insurance financial services startup from less than 10 employees to over 100 employees. From a few hundred agents to over 50,000 agents across the country. Created systems, infrastructure, payroll systems, employee benefits programs to operational efficiencies. Was part of the core team in developing our proprietary agency management system. From concept, business rules, UI/UX, etc. Led finance division for all payroll and responsible for the processing of a few hundred million dollars of commission. In private high level negotiation rooms with leading Fortune 500 companies in the insurance industry. Planned, negotiated, sourced, produced and executed events and incentives ranging from 50 to 15,000 people over the last 13 years. Hosted events at the MGM Grand Garden Arena and many prestigious venues both domestic and international. Honored to be recognized as the youngest female president of an insurance company of this size and caliber. I am passionate about helping other women achieve success. Share how I balance being a wife, a mother to my two young boys, being an intrapreneur, and an executive leading a team. You can have it all.. I look forward to providing you and your business with valuable insight in various aspects.